Will The Recession Come to an End

We are all wondering the same big question….when will this recession come to a final end? We are all sitting around hoping, praying and looking to the government and our new president to tell us when this will be all over. On Tuesday chairman Bernanke put thing’s into somewhat of a perspective for us.

Mr. Bernanke stated that a full recovery for the recession is at least a full year away still, and that is only if things go exactly as planned right now. He stated that if the government, congress and federal reserves actions are to go as planned then 2010 will be our year of recovery. Can we wait that long? Will there be small steps of help during this year to get us by?

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What is a business model and where does it go in the business plan?

I think I reached my 40s with 20 years in real business and an MBA degree before I ever heard the term "business model." It became fashionable in the late 1990s when Internet companies were absorbing millions of investment dollars on businesses that had no way to make money. "Business model" became the buzzword that explained how a company makes money.

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U.S. Consumers’ Mood Improves Slightly

U.S. consumers’ mood brightened a bit in March, nudged up by increased confidence in government economic policy, but overall sentiment remained near an all-time low, a survey showed.

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Exports are a Bright Spot in Economic Downturn

A better market for U.S. exports was the highlight of the fading economy of 2007, according to The Small Business Economy report released today by the U.S. Small Business Administration’s Office of Advocacy. Small businesses, like other firms, faced growing challenges, as housing starts fell and energy prices increased.

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Four Rules To Follow During This Economy

While the present economy removes opportunities and resources, it has also managed to add new and different opportunities. Here are four key points:

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Stimulus Grant Scams

Tough economic times make fertile breeding ground for scammers and this recession is no different.

Since the $787 billion stimulus bill became law in February, dozens of websites have popped up offering advice for a fee on how to get government grants on everything from small business initiatives to paying off student loan debt.

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Gov’t Takes Steps To Make SBA Loans Easier To Get

Small business owners who have watched banks and automakers get assistance from the government can now receive some help, too.

The government is making it easier for companies to get loans from the Small Business Administration. It’s eliminating fees on its most popular loans, known as 7a loans, and guaranteeing a larger portion of the amount borrowed. It’s also eliminating fees on what are called CDC/504 loans.

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Inside Entrepreneurship: What Small Bizs Need To Thrive

I’m watching the new administration’s small-business initiatives closely. Here’s my short list for leveraging the innovation and drive of America’s small-business owners.

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Obama: Pumping money into small biz

President Obama lays out the government's effort to encourage small business loans, but the SBA is still working out the details.

By Stacy Cowley

President Obama vowed Monday to ease the financial plight of the nation's small businesses, which have been hit hard by the recession.

"Small businesses are the heart of the American economy," Obama said in a speech at the White House. "They're responsible for half of all private sector jobs, and they created roughly 70% of all new jobs in the past decade. They're not only job generators, they're at the heart of the American Dream."

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When Banks Say No, Microlenders Say Yes

When banks say no, owners of cash-starved small-businesses aren’t giving up on finding loans.

Many are turning to microlenders for the money they need to meet the payroll, buy supplies, pay the rent and keep the lights and heat on.

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Ways to Bounce Back from Setbacks

Everywhere you look, read and hear…people are being laid off left and right or out right fired from their long time secure jobs. Everyone is beginning to wonder how they will bounce back from this recession. Karen Salmonsohn recently answered how to bounce back from your setback with a few ideas of her own.

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Bringing Back Lay-Away

In today’s economy, instant gratification that a customer receives from instantly purchasing a product or item isn’t exactly always an option for everyone now. It may be time to bring back your layaway plan for your less fortunate customers who don’t have the money or credit to buy everything now.

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One Idea for Building the Economy and Jobs through Green Building

The numbers we’ve seen recently reveal a small-business-dominated construction sector flat on its back. New housing starts for fourth quarter 2008 were down to just 550,000 units (on an annual basis) in December, just one-quarter of the 2005 level . And in January, housing starts sank to the lowest level since these numbers began to be tracked in 1959.

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How Thinking Positive Can Grow Your Bottom Line

Have you watched the news lately? It is more depressing and more sensationalistic than usual so it got me thinking about the power of positive thinking. I must point out that this is not a motivational “you can do it” speech that would have me telling you to smile more and stick your head in the sand ignoring what is going on the world.

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